Terms and Conditions of Use – Dubai Index

1.1 Browsing and use of the Website, its content, and the tools and services offered through it are subject to the terms of use set out in these Terms and Conditions (hereinafter: the "Terms") and to the Privacy Policy, which forms an integral part hereof.

1.2 Please read the Terms and the Privacy Policy, which forms an integral part hereof, carefully before browsing and using the Website. Browsing the Website and performing actions on and through it, including submitting details, ticking the V box in the contact form to confirm and consent to receiving information and to approve the Privacy Policy, and/or sending an inquiry through it, constitute consent to the terms of use set out in these Terms.

1.3 A User who does not agree to the Terms, in whole or in part, is requested to refrain from using the Website, its content and the services offered through it.

1.4 The Dubai Index website is operated by Ziser Projects Corp, RUC 155754847-2-2024, registered in Panama. The User's engagement is with the Website Operator, Ziser Projects Corp, unless expressly stated otherwise.

1.5 The Website, "Dubai Index", serves as a platform for information and services relating to the real estate market in Dubai and the UAE, and may include information on:

• Area and neighborhood data
• Projects, properties, deals and opportunities
• Developers and agencies
• Articles, guides, news, analyses and professional content
• Data on prices, yields, transactions, rents and market trends
• Calculators, comparisons and indices
• Information on properties in the primary and/or secondary market
• Investment matching services
• Connection with real estate agencies, developers and other professionals
• Additional information and services that the Company may offer from time to time.

The information on the Website is intended to provide the User with a tool for information, research and comparison, and to help the User learn about and understand the local real estate market.

1.6 The scope of the information and services offered on the Website may change from time to time, depending on the availability of information and services, the development of the Company's activities, and at the Company's sole discretion.

1.7 The Company is solely the owner of the Website; it is not the developer of the real estate projects presented on the Website, and it is not the owner of the properties and/or of the range of services presented on it. The Company does not act as a broker, a licensed agency, and/or a representative of the service providers and/or of third parties in the Territory. The Company may act solely as a locating, coordinating, referring and connecting party, in accordance with the specific service requested by the User and subject to the User's consent in the contact form.

1.8 The services provided by the Company through the Website may vary according to the type of inquiry. The Company may provide information, locate, match, refer the User to the services of a third party, and/or in certain cases provide some additional information service itself. With respect to every inquiry and/or request for contact made through the Website, and in accordance with the requester's consent, the Company will inform the requester of the identity of the service provider to whom the request was referred (ticking the V box in the contact form to confirm and consent to receiving information and to consent to the Privacy Policy constitutes the User's consent to the transfer of the User's details and the details of the request).

1.9 The Company may determine the range of services to be offered on the Website, change them, add services, limit them or discontinue them, subject to prior undertakings it has made and subject to the provisions of law.

1.10 By submitting an inquiry on the Website, and with the User's consent (as stated, by submitting details and ticking the V box in the contact form), the User may be referred to services from the range of services provided by third parties in the Territory, such as real estate agencies, developers or other service providers. It is clarified that such referral in itself does not make that third party an employee and/or representative of the Company, does not bind the Company, and/or does not make the Company the provider of that party's service, unless expressly stated otherwise.

1.11 The mere presentation of information, submission of details on the Website, sending of an inquiry, matching request, information request, or any other request by the User does not constitute an undertaking by the Company to find the User a transaction or service that meets the User's requirements, and/or to carry out a transaction on the User's behalf, or to achieve any result for the User.

1.12 The data presented on the Website may come from various sources, including developers, real estate agencies, service providers, databases, official publications, commercial sources, public information and more. The Company will endeavor to present information on the Website that is as accurate and up to date as possible; however, information, and in particular real estate information, is dynamic and may change frequently. Accordingly, publications on the Website may contain gaps, delays in updating, errors, missing and/or incomplete information, or other changes that have occurred since the information was published.

1.13 Data presented as information on the Website, such as inventory, prices, financing terms, yield data and the like, do not constitute an undertaking or promise and do not bind the Company and/or the service provider. The binding data with respect to a particular transaction shall be the data appearing in the binding transaction documents and/or as approved by the relevant authorized party for the execution of the transaction.

1.14 Information, calculators, indices, ratings, comparison tools and models presented on the Website may be based on assumptions, methodologies, historical data or data from external sources, and are intended to serve as auxiliary tools only; they do not replace an individual review of the transaction by the User. Furthermore, information on the past performance of a project, area, property or market does not guarantee similar performance in the future.

1.15 The Company does not undertake that any information presented on the Website, including but not limited to information regarding a project, property, transaction, price, yield and the like, will remain available or valid at the time the User wishes to act upon it.

1.16 The information presented on the Website shall not be regarded as investment advice, financial advice, legal advice or any other advice, nor shall the information presented be regarded as a personal recommendation to the User to enter into a transaction or to take any action or make any investment.

1.17 Where the Company refers a User's request for matching with a project or property based on the information provided by the User and the User's requirements, such matching shall not be regarded as a recommendation or a promise that the proposed match is suitable for the User from a legal, financial or any other perspective.

1.18 Terms such as "investment match", "deal", "opportunity", "recommended", "exclusive", "attractive" or similar terms, insofar as they appear on the Website, shall be interpreted in the context in which they were presented, and do not constitute a promise of yield and/or profit and/or appreciation in value and/or personal suitability and/or the success of the transaction and/or any other promise.

1.19 It is clarified that before making a decision to purchase a property or make an investment, the User must carry out the checks appropriate to the User's circumstances and should consider obtaining independent professional advice, including advice from a lawyer, tax advisor, accountant, financial advisor, and any advice regarding the applicable regulation under local law and the law applicable to the User.

1.20 Terms of a paid service, payment of a fee, or other special terms shall be presented and/or provided to the User within the framework of the relevant engagement, as required, by the service provider, and shall be the sole responsibility of the service provider.

1.21 The Website Operator reserves the right to update and/or change the Terms from time to time, at its sole discretion and without prior notice, inter alia due to changes it has made to the Website, service updates, changes in the business model, in service providers, in technology, requirements of the law applicable to it, and more.

The updated version of the Terms will be published on the Website, and the date of the last update will be stated in the Terms. The Company will act in accordance with the provisions of the law applicable to it, insofar as additional notice and/or consent is required for a change made to the Terms.

1.22 These Terms apply equally to all genders; the use of the masculine form in the original Hebrew is for convenience only.

1.23 The Terms apply to use of the Website and the content included in it by means of a computer or any other communication device, such as a mobile phone, a tablet and the like. The Terms also apply to use of the Website whether via the Internet or via any other network or means of communication.

1.24 The Website's Privacy Policy forms an integral part of these Terms. Use of personal information provided by the User through the Website will be made in accordance with the Privacy Policy and the provisions of the Panamanian data protection law applicable to the Company, and in accordance with the Israeli Privacy Protection Law.

1.25 The section headings in the Terms are for convenience only and shall not be used for the interpretation of its provisions.

1.26 Should any provision of these Terms be held unenforceable or invalid for any reason, this shall not affect or impair the legality, validity and enforceability of the remaining provisions of the Terms.

2.1 One of the services available on the Website is putting Users interested in investing in Dubai and/or the UAE in contact with a third party relevant to the investment. Within this framework, the User is required to submit an inquiry containing personal information as well as information relating to the action the User wishes to take and/or the service the User wishes to receive.

2.2 The User acknowledges that any use of the Website and/or the submission of details, including personal details, on the Website for the purpose of receiving services, making contact, investment matching requests or any other real estate engagement, and/or any other action of financial and/or legal significance, is intended for adults with appropriate legal capacity. A User wishing to perform any such action declares that the User is at least 18 years of age and has the legal capacity required to perform the action.

2.3 The User undertakes to provide the Company, through the Website, with correct, accurate and up-to-date information as required for the inquiry and for receiving the service. Information and/or details of another person may not be provided through the Website without that person's authorization and/or without an appropriate legal basis.

2.4 The User undertakes to use the Website and the services offered through it for lawful purposes only, and in a manner that does not violate the law, the rights of third parties and/or the provisions of these Terms.

2.5 The User acknowledges that submitting personal details in an inquiry on the Website constitutes consent to their transfer to a third party, and that the User gives consent to the Company, including consent (by ticking the confirmation box in the place designated for this in the inquiry form), to the transfer of the details and information required to handle the inquiry submitted to a third party for the purpose of making contact and further handling. Such transfer of information will be carried out in accordance with the Website's Privacy Policy, in accordance with the provisions of the Panamanian privacy protection law applicable to the Company, and in accordance with the service provider's undertaking to keep and protect the privacy of the information belonging to the User.

2.6 The Company will endeavor to include an undertaking to protect the User's privacy in every agreement it enters into with the service providers to whom it transfers the User's details and the details of the User's request. However, it is clarified that the Company cannot be responsible for, and does not undertake responsibility for, the conduct of a third party with respect to the perfect preservation and/or protection of the privacy and of the details the Company provided to the third party, after their delivery.

2.7 The User acknowledges that the mere presentation of a service provider on the Website and/or the referral of a User through the Website to any third party does not create any undertaking on the part of the Company to complete the transaction, and/or to provide the service, and/or to enter into the agreement, and/or any result to be achieved. The service provider / third party alone shall be responsible for the service and/or the professional service it provides to the User, including but not limited to its content, the manner of its performance, the quality of the work, compliance with the professional and regulatory requirements applicable to it, and the representations and undertakings it gave the User.

2.8 The User acknowledges that the Company serves solely to coordinate and transfer the User's inquiry and the information contained therein to a third party, and that after the inquiry has been transferred to the third party, the Company is not a party to the process and/or the transaction, and does not assume the third party's obligations towards the User. Insofar as the Company assists the User in making contact with a third party, such a service and/or any similar service does not create a fiduciary relationship, agency, legal representation or any other obligation of the Company towards the User, beyond an obligation that the Company has expressly assumed in advance and in accordance with the law applicable to it, nor does it create such a relationship and/or obligation towards the service provider / third party. Assisting and referring a User to a third-party service does not transfer to the Company the responsibility and/or professional liability of the service provider.

2.9 The User acknowledges that, before receiving a service from a third party, the User must examine, as appropriate to the circumstances, the service and the service provider, including the service provider's identity, experience, license and certification, the fees and the full terms of service. The terms of service, including fees, shall be determined solely between the User and the service provider / third party. The Company is not a party to the service and/or the transaction, unless expressly stated otherwise.

2.10 The User acknowledges that the Company may receive referral fees, a commission, consideration and/or any other benefit from the third party / service provider to whom the User was referred through the Website, and from parties with whom the Company has commercial arrangements, and that the User shall have no claim whatsoever in this regard against the Company and/or the third party / service provider.

2.11 The User acknowledges that the existence of a commercial relationship between the Company and any third party, as stated, does not derogate from the User's obligation to carry out all the checks required before entering into a transaction, and that such a commercial relationship does not guarantee that the transaction carried out by the User will meet the User's requirements and/or be carried out to the User's satisfaction.

2.12 The User acknowledges that the Company may present a limited number of agencies, developers, service providers and business partners, and that the options presented to the User on the Website do not include all the projects, properties, agencies and options existing in the real estate market in the Territory.

2.13 The User acknowledges that, within the framework of certain promotions or arrangements, the Company may offer the User "cashback", a refund, a benefit or any other right in connection with a transaction carried out with a third party through a referral made by the Company. Entitlement to cashback or any other benefit is not automatic, unless expressly stated otherwise, and shall be subject to the terms published or provided to the User in a specific offer. Such entitlement does not bind the Company and does not make it a party to the transaction.

2.14 The User acknowledges that the purchase of real estate in general, and the purchase of real estate in Dubai and the UAE in particular, involves economic, commercial, legal, regulatory and financing risks, and that market conditions may change.

2.15 The User understands and agrees that purchasing a property or making an investment in Dubai and the UAE is a decision of economic and legal significance, and that responsibility for making the final decision, completing the checks required for the engagement, examining the professionals appropriate to the User's circumstances, examining all data and documents relating to the transaction, and everything related to the transaction the User carries out, rests with and binds the User alone, and does not apply to the Company.

2.16 The User acknowledges that the information presented on the Website may be based, in whole or in part, on information received by the Company from external sources such as developers, agencies, service providers and third-party databases, and that such information may change and/or be updated, and it is clarified that the Company is not responsible for the correctness and accuracy of such information.

2.17 The User acknowledges that the Company may present such information on the Website, or transfer it to the User in the course of handling an inquiry, but this does not make the Company the original source of the information or create any undertaking on its part as to its correctness at all times.

2.18 The User acknowledges that information presented on the Website that is received from third parties may be incomplete and/or not up to date and/or not free of errors, and that the details presented in the information may be changed by the developer, seller, agency or any other party beyond the Company's control, and therefore, before any engagement, the User must verify the transaction details with the relevant party and review the binding transaction documents.

2.19 The User acknowledges that the information presented on the Website shall not be regarded as a promise or undertaking by the Company that the party with whom the User carried out the transaction will perform any future obligation towards the User. Furthermore, the User agrees that expressions such as "verified", "checked", "selected", "rated" or similar expressions with respect to any developer or service provider, insofar as they are used on the Website, shall not be regarded as the Company's guarantee of that party's conduct.

2.20 The User undertakes not to use the Website for fraud, impersonation, knowingly providing false information, harming the Website's operation, attempting to gain unauthorized access to systems, breaching the Terms and/or the terms of use, or for any other unlawful purpose. In the event of unlawful activity and/or misuse of the service as stated, the Company may restrict, suspend or prevent a User's access to the Website and/or to certain services.

2.21 A Visitor and/or User and/or service recipient who uses the Website agrees, confirms and declares:

1. (1) That the User knows and acknowledges that when using the Website, registering or making an online inquiry, the Website Operator may collect personal information such as full name, email address, telephone number, the content of the inquiry or request, or information the User has provided. In addition, non-personally identifiable information is collected, such as IP address, browser and device type, operating system, pages visited, time spent on the Website, and referral sources.
2. (2) That the User agrees that, after the User has given consent (by ticking the V confirmation box in the contact form to receive information and to confirm and consent to the Privacy Policy), the personal details the User provided will be transferred by the Company to third parties where this is necessary to provide the service requested by the User, and/or where the information is non-personally identifiable statistical information, and that the User shall have no claim against the Company, its managers, employees or anyone acting on its behalf, and that they shall not be liable for damage caused to the User by a third party in connection with personal information and/or any information the User provided that was transferred by the Company to a third party, and/or in the event that a third party misused the personal information the Company provided to it. In its agreements with any third party and/or with service providers in the Territory, the Company will endeavor to include their undertaking to maintain the privacy of the information the Company provides to them in connection with the User.
3. (3) That the User shall have no claim against the Company, its managers, employees or anyone acting on its behalf, and that they shall not be liable towards the User, directly or indirectly, for any damage, including to property, or for any other damage or any other loss caused as a result of content or information published on the Website and/or the products and/or services offered on the Website, including in the event that a warning, recommendation or advice was published on the Website regarding a particular matter or a particular service.
4. (4) That the User confirms and agrees that the Company shall not bear liability for any damage caused to the User, and that the User confirms and agrees that responsibility for damage, and for any risk of damage to property and/or to the property of third parties, arising from the User's use of the information and/or incorrect use of the information and/or of the services offered on the Website, rests with the User alone.
5. (5) That the User knows, without derogating from the foregoing and the following, that the content appearing on the Website and the Website's Terms do not constitute an instruction and/or direction and/or economic advice and/or binding professional advice of any kind. The content of the Website and the provisions of these Terms shall not be regarded as a substitute for carrying out independent preliminary checks and verifying the data. Any use of such information is at the User's sole responsibility.
6. (6) That the User knows that one should not rely solely on the particulars or description of content appearing on the Website, and that the User must check and verify the relevant data on the ground.
7. (7) That the User knows that the Website is provided for use "AS IS" and that its use is at the User's full responsibility;
8. (8) The User undertakes, when using the Website, not to violate any law, regulation or other governmental directive.

2.22 The User acknowledges that the Company makes no undertaking regarding the degree of accuracy or completeness of the information and service descriptions on the Website, and that it shall not bear liability for any error, mistake or damage.

2.23 The User acknowledges that submitting details on the Website, filling in an inquiry form, confirming and giving consent, or sending a request to schedule a call do not constitute final approval and do not bind the Company to provide a service, and that the means of contact and possible courses of action are entirely personal, depend on many variables, vary individually from one service recipient to another, and are subject to the sole discretion of the Company.

3.1 The Company may offer the User, through a third party, an opinion, review or examination service with respect to a real estate transaction that the User is considering (hereinafter: the "Opinion Service").

3.2 The opinion will be based on the information and documents regarding the transaction that the User made available to the Company, on the information available at that time, and on the scope of the service agreed with the User. As part of the review, the service provider may compare the transaction with market data, various projects, transactions, prices, payment terms, information about the developer and/or other data available to it at that time.

3.3 The User is responsible for providing the Company with information that is correct, accurate, complete and as up to date as possible. Missing and/or incorrect and/or outdated information may affect the ability to carry out the review and the conclusions drawn.

3.4 It is clarified that the opinion does not constitute and does not replace legal due diligence on the transaction, a legal opinion, an appraisal opinion, tax advice, investment advice, an engineering inspection and/or any other professional examination requiring a licensed professional or other expertise. Insofar as legal, tax, engineering, accounting or any other professional knowledge is required in the course of the review, the Company may present the User with options for contacting a professional or service provider suited to the User's inquiry, at the User's choice.

3.5 The opinion on the transaction reflects the information that was available at the time the opinion was given. It is clarified that the decision whether to carry out the transaction or refrain from it, change its terms, negotiate or cancel an engagement is the User's alone and at the User's sole responsibility, in accordance with the agreements and the law applicable to the User, and that the Company shall bear no responsibility in connection with decisions the User made following the opinion received as stated.

3.6 It is clarified that the opinion shall not be relied upon for the purpose of cancelling an existing transaction and/or undertaking without checking the User's rights and the consequences of cancellation with an appropriate professional, including a lawyer.

3.7 The Company does not undertake that, within the framework of the opinion, every risk, problem, defect or information relevant to the transaction will be identified. The Company does not prepare the opinion and is not responsible for its contents.

3.8 Before the engagement for receiving the opinion, the service provider will provide the User with all relevant information, including the price of the service, the scope of the review and the specific terms.

3.9 The Company may refuse to transfer a request for an opinion with respect to a particular transaction, inter alia where it does not have sufficient information, there is a concern of a conflict of interest, or where the review requires expertise that is not within the scope of the service provided.

3.10 The Company strives to provide the User with the best possible service; however, any case of conflict of interest will be brought to the User's attention, clarified to the User and examined on its merits together with the User.

4.1 It is hereby expressly clarified that the Website may include images, videos, illustrations, maps, plans, diagrams, renderings, architectural visualizations, simulations, designs and other visual content relating to projects, properties, areas, services and more. Some of these may be received from third parties, and some or all of them may be created, modified, edited or processed using editing software, artificial intelligence (AI) technologies and/or digital media processing software.

4.2 It is expressly clarified that renderings and visual content that are not actual documentation of the property are presented for illustration and general impression purposes only, unless stated otherwise. In projects at the planning or construction stage, a rendering, architectural visualization, marketing image or video may present the planned vision of the project and not its actual physical condition at the time it is displayed on the Website.

4.3 It is expressly clarified that there may be differences between what is shown in a rendering and the actual final result, including with respect to design, colors, materials, furniture, landscape, facilities, the project's surroundings and more. Furniture, landscaping features and other details appearing in a rendering are not necessarily part of the property or of the transaction.

4.4 It is expressly clarified that images of an area, neighborhood, skyline, beach, attraction or point of interest do not guarantee that these look the same from the property, or that the actual distance is identical to the impression created by the image.

4.5 It is expressly clarified that, before carrying out a transaction, the User must check and rely on the specification, plans, dimensions and all binding documents of the transaction, and not on renderings and marketing material alone. The foregoing does not derogate from the responsibility of the developer, seller or other third party with respect to representations and/or documents it provided, in accordance with the engagement with it and in accordance with the law applicable in the Territory.

4.6 It is expressly clarified that all images, depictions and renderings on the Website are presented for illustration, depiction and general impression purposes only. This content shall not be regarded as a binding representation, agreement, promise, professional opinion or any undertaking on the part of the Company to achieve a particular result and/or perform a particular action.

4.7 The User and/or service recipient acknowledges that there may be a gap between the depictions and renderings presented on the Website and reality as it is on the ground, and fully and finally waives any claim, demand or action against the Company in respect of any such mismatch, difference or gap.

5.1 Browsing and viewing the Website do not require registration, and the Website is open to every visitor.

5.2 The Website contains forms for submitting details in order to receive information and/or make contact, which include giving confirmation and consent to receive information as well as consent to the Company's Privacy Policy, including the User's consent to the transfer of personal information to a third party and/or to a service provider.

5.3 When submitting details on the Website, the Visitor will be asked to provide personal details such as first name, last name, telephone and an active email address (at the discretion of the Website Operator), as well as additional information relevant to the inquiry. Providing partial or incorrect details may prevent the possibility of using the service and frustrate contact when necessary. If details change, they should be updated on the Website.

5.4 It is clarified that there is no legal obligation to provide the information referred to above; however, without providing it, it will not be possible to handle the inquiry or provide the requested service.

5.5 The Website Operator will not use the details provided except in accordance with the inquiry submitted on the Website and in accordance with the Website's Privacy Policy, which forms an integral part of these Terms.

5.6 Submitting details on the Website includes, inter alia, consent to receive marketing content, information about promotions, updates and discounts offered to registered users. It is clarified that this consent to receive marketing content is separate from consent to receive a service and does not constitute consent to receive a service. Consent to receive marketing content is subject to the Israeli anti-spam rules and, insofar as it exists, may be withdrawn at any time by clicking "Unsubscribe from the mailing list".

5.7 The Company may determine, from time to time, means of identification for accessing the Website, including logging in to the Website via Facebook and/or another social network and/or another platform.

5.8 The contact details of another person may not be submitted on the Website without that person's authorization or appropriate consent.

5.9 Submitting details on the Website or sending an inquiry does not constitute approval of a transaction and/or an undertaking by the Company to provide a service.

5.10 After receiving an inquiry, the Company may contact the User itself and/or, depending on the type of inquiry, the Website's Privacy Policy and the provisions of law, transfer the User's details, subject to the User's consent, to the relevant party for further handling, including, inter alia, to a real estate agency, developer, broker, lawyer, financing provider or other service provider to whom the inquiry relates.

5.11 The Company does not undertake to respond to an inquiry within a defined period of time, and it may decline to handle an inquiry, stop handling it, or request additional information, inter alia where the details provided are insufficient, there is a suspicion of misuse, the requested service is not offered on the Website, or where it is unable to provide an appropriate response.

5.12 The Company may prevent any Visitor from using the Website at its absolute discretion. Without derogating from the foregoing, the Company may block a Visitor's access to the Website in any of the following cases:

1. (1) If incorrect details were deliberately provided when submitting details on the Website;
2. (2) If the Website was used to commit, or attempt to commit, an unlawful act, or an act that appears on its face to be unlawful, or to enable, facilitate, assist or encourage the commission of such an act;
3. (3) If these Terms were breached, including an infringement of privacy;
4. (4) If the Website was used in an attempt to compete with the Website;
5. (5) If a Visitor performed any action that would prevent others from browsing and using the Website in any way.

6.1 A Visitor who has submitted details on the Website is added to the Website's mailing list and approves the use of their details for the purpose of receiving marketing information, insofar as presented, updates and advertisements that the Website may send from time to time. At any time, you may remove your details from the mailing list by clicking "Unsubscribe from the mailing list".

6.2 The mailing provisions set out in the Terms below shall apply to a Visitor who has submitted details as stated.

6.3 The details of another person may not be submitted on the Website without their consent and/or without their presence in front of the screen at the time the details are submitted, and after all the provisions of these Terms have been explained to them.

6.4 When submitting details, the Visitor will be asked to provide personal details such as first name, last name and an active email address. Providing partial or incorrect details may prevent the possibility of using the service and frustrate contact when necessary. If details change, they should be updated on the Website.

6.5 It is clarified that there is no legal obligation to provide details on the Website; however, without providing them, it will not be possible to receive marketing content and updates from the Website.

6.6 Unsubscribing from marketing mailings does not prevent the sending of non-advertising messages that are required for handling an inquiry, providing a service, managing a transaction, security, or other communication that the User requested or that the Company has a legal basis to send.

6.7 The Company will not use the details provided except in accordance with the Website's Privacy Policy, which forms an integral part of the Terms.

6.8 Submitting details on the Website constitutes the User's confirmation and consent to receive marketing content, which includes, inter alia, information about promotions, updates and discounts offered to registered users. As stated, this consent is not mandatory and may be withdrawn at any time by clicking "Unsubscribe from the mailing list".

6.9 Consent to mailings (receipt of marketing content) as stated constitutes the Visitor's consent to the sending of advertisements pursuant to the Israeli Communications Law (Telecommunications and Broadcasting) (Amendment No. 40), 5768-2008 (the "Communications Law").

6.10 In accordance with Amendment No. 13 to the Israeli Privacy Protection Law, 5741-1981, the EU General Data Protection Regulation (GDPR) and the CCPA, and subject to the law applicable to the User, Users of the Website have the right to access the personal information held about them, to request the updating or correction of incorrect information, to request the deletion of their personal information, and to prevent the transfer of personal information to third parties for advertising purposes.

6.11 It is clarified that the person who submitted details may unsubscribe from the mailing at any time by clicking "Unsubscribe from the mailing list", which appears at the bottom of every mailing sent, or by contacting the Website by email. As long as the User has not unsubscribed from the mailing list as stated, the Company may send direct mail to the subscriber as stated.

6.12 Information in mailings shall not be regarded as a promise of any result and/or responsibility for the service offered therein.

6.13 The mailing as a whole, including all the information appearing in it, is presented on the Website "as is" and will be as accurate and correct as possible; however, the information may be incomplete or, alternatively, technical or other errors may have occurred in the information. The Company is not responsible for the content of the information contained in the marketing material presented on the Website.

7.1 The Website may include links, references, widgets, tools, content or integrations leading to websites, systems and services operated by third parties (hereinafter: "Third-Party Websites").

7.2 Third-Party Websites may include, inter alia, websites of developers, real estate agencies, service providers, banks, financing companies, government systems, news websites, booking systems, other online services, articles, photographs, text, graphics, designs, music, sound, video, information, applications, software and other content or items belonging to or originating from Third-Party Websites (hereinafter: "Third-Party Content").

7.3 A third-party website and/or content and/or service presented on the Company's Website is not operated by the Company, unless expressly stated otherwise, and the Company does not have full control over the content, availability, security, privacy policy, terms of use, accuracy or activity of these external websites and services. A link, reference or presentation of third-party content does not in itself constitute approval of the content and/or representation and/or product and/or service offered on that website, and the Company has no obligation whatsoever as to their correctness and/or content.

7.4 Third-Party Websites and Third-Party Content are not investigated, monitored or checked by the Company, and the Company is not responsible for Third-Party Content published through the Website, that the Visitor reached through the Website, or that is available through or installed on the Website, including the content, opinions, reliability, privacy practices or other policies of, or included in, Third-Party Websites or Third-Party Content. Use of a link or permitting the use or installation of third-party websites or any third-party content does not imply approval of its integrity or correctness or any other approval thereof by the Company, and responsibility for the content and/or for accessing such a link rests with the Visitor alone, who must check it before accessing it.

7.5 Moving to a third-party website or service and using it may be subject to the terms of use, privacy policy and provisions of that third party, and the User must review all of them before use; the Company shall bear no responsibility in this regard.

7.6 Any purchase, registration, transfer of funds, provision of information, engagement or any other action that the User performs directly with a third party or on Third-Party Websites shall be directly with that party, unless the Company is expressly stated as a party to the engagement. The fact that the Company referred the User to make contact with a third party does not make it a party to an agreement signed directly between the User and the third party and does not bind it to that agreement.

7.7 The Company may remove, change or discontinue a link or integration with a third party on the Website at any time, and it does not undertake that Third-Party Websites will be available, secure, or free of errors or faults, malicious software or unauthorized activity; the User bears responsibility for taking precautions when using them.

8.1 Depending on the type of inquiry the User submits on the Website, personal details may be transferred to third parties, such as real estate agencies or service providers relevant to the inquiry.

8.2 By providing your personal details on the Website and signing the consent in the area designated for this in your inquiry, you give your consent to the Company to transfer the personal information you provided to the third party relevant to your inquiry, in Dubai and/or the UAE and/or in any place relevant to the inquiry, in accordance with Regulation 2(1) of the Israeli Privacy Protection Regulations (Transfer of Data to Databases Outside the State's Borders), 5761-2001.

8.3 In the agreements the Company enters into with service providers and/or third parties, the service providers' and/or third parties' undertaking to maintain the privacy and confidentiality of the User's information provided to them by the Company, and its security, will be recorded, together with a prohibition on transferring the information to any other person and/or party, whether in the same country or in another country.

8.4 It is expressly clarified that if any third party or service provider breaches the terms for maintaining and securing privacy under the agreement, the Company shall not be liable for the breach, and the User shall not raise any claim against the Company in connection with that breach.

9.1 It is clarified to the User that the Website serves as a platform for making information available, and that the services offered on the Website are provided by third parties and not by the Company. Accordingly, the Company bears no responsibility for the provision of the services the User has purchased, and the purchase of the service and/or the execution of any other transaction will be carried out directly with the service provider in Dubai.

9.2 The transfer of the inquiry to the service provider in Dubai shall be subject to the Company's sole discretion, and the provision of the service shall be subject to the sole discretion of the service provider in Dubai. The Company shall not be liable for any delay and/or postponement in the provision of the service and/or non-provision of the service, and/or as a result of force majeure and/or technical faults and/or events beyond its control, and the User / service recipient shall have no claims against the Company in respect of the service in any of its aspects.

9.3 All copyright and intellectual property rights in the services, products and information on the Website belong exclusively to the Company and/or to the third party that provided the Company with the information and/or the content of the service.

9.4 Prices, availability and other purchase terms appearing on the Website's pages may change from time to time. The Company reserves the right to add information, replace the information and/or the range of services presented on the Website, or discontinue their presentation, and more, without prior notice.

9.5 Insofar as the Company decides to provide paid services itself through the Website, the User will be responsible for providing correct, accurate, up-to-date and complete information. The Company may verify the details entered after an order is placed, and it may cancel or restrict the order at any time.

10.1 The content and information on the Website are intended for use in accordance with the purposes and limitations set out in these Terms.

10.2 The Company will endeavor to operate the Website reasonably; however, the Company does not guarantee the completeness, accuracy or correctness of the information presented on the Website, or that the information is up to date or free of errors.

10.3 Information presented on the Website may change, in particular information on prices, availability, unit inventory, payment plans, promotions, delivery dates, rents, financing plans, regulation, market conditions and more, and the Company shall not be responsible for changes in published information, or for changes in terms set by any other third party that are beyond its control and were not brought to its attention.

10.4 The information appearing on the Website shall not be regarded as any promise and/or as the Company's responsibility for the correctness of the information and/or for the services presented therein. The Company shall not be liable for any damage, direct or indirect, caused to the Visitor and/or User as a result of reliance on information appearing on the Website and/or in links to other websites and/or any other internal and/or external source of information and/or the use of products presented on it.

10.5 The information and content presented on the Website are informative and general, and are provided as a tool for self-study and enrichment only, and any action taken following them is at the User's sole responsibility.

10.6 The information and services presented on the Website do not constitute a substitute for a professional examination and/or advice and/or a professional recommendation, and shall not be regarded as advice and/or a recommendation of qualified professionals for the services offered on the Website.

10.7 One should not rely on the particulars or description of the service appearing on the Website, and one should read, check and consult with qualified professionals regarding the requested service. Responsibility rests solely with the User consuming the service.

10.8 Use of the information presented on the Website and of the services presented on it is at the User's sole responsibility, and the User shall have no claim against the Company / Website Operator, its managers, employees or anyone acting on its behalf, and they shall not be liable, directly or indirectly, for any damage, including to body, property or any other damage or any other loss, caused as a result of the use of the content and services presented on the Website, including in the event that a warning was given, or advice was presented, regarding a particular matter or a particular service. In no event shall the Company bear the responsibility of the User / purchaser of the service. The User / purchaser of the service bears responsibility for damage and injury to their body and/or property and/or to the property and/or body of third parties arising from the use and/or non-use of the content and services.

10.9 Without derogating from the foregoing, reading the Website's Terms does not constitute an instruction and/or direction and/or professional advice. The provisions of these Terms shall not be regarded as a substitute for careful reading, follow-up and examination of the requested service.

10.10 Images displayed on the Website are for illustration purposes only. There may be differences in appearance, shade, size and the like between the image as displayed on the Website and reality. A clerical error in the description of the service and/or its price shall not bind the Website Operator.

10.11 It is expressly clarified that the services presented on the Website were provided to the Company by third parties. The User of the Website confirms and declares that the User is aware of this, and that it is the User's responsibility to approach the service provider and demand compensation for any damage, direct or indirect, caused to the User as a result of using the service received.

10.12 Information and representations regarding services presented on the Website that originate from the Website Operator's business partners and/or third parties, and any content regarding the services offered, are the sole responsibility of the business partners and/or third parties, and the Company shall bear no responsibility for such information and representations, and the Company does not guarantee their degree of accuracy and/or correctness.

10.13 The Company shall not be liable for any damage (direct or indirect), loss, distress and expenses incurred by Visitors and/or any third parties as a result of the use of or reliance on any content, information, data, representation, image, video, audio, advertisement, product, service, etc. appearing on the Website. Any such reliance is at the sole discretion and responsibility of the Visitor.

10.14 In no event shall the Company be liable for damage caused to the User as a result of making contact with service providers and/or any third parties and/or the Company's business partners.

10.15 The Company recommends that the Visitor / User of the Website act as a prudent and careful consumer, and carefully read the information presented on the Website, including information regarding the product or service itself, its description and suitability as described on the Website, and also carefully read the Company's Terms and Privacy Policy.

10.16 The content on the Website is provided for use "as is". It cannot be adapted to the needs of each and every person. The User shall have no claim, action or demand against the Company in respect of the content, its capabilities, its limitations and/or its suitability for the User's needs.

10.17 The Website as a whole is offered to the public "as is" and will be as accurate and correct as possible; however, the information may be incomplete or, alternatively, technical or other errors may have occurred in the information.

10.18 Use of the Website, its content and third-party services is at the sole and full responsibility of each User. Any decision made with respect to the content and services published on the Website is the full responsibility of the User.

10.19 The information appearing on the Website shall not be regarded as a promise of yield, profit, appreciation in value, rental income, investment success, obtaining financing, obtaining a visa, completion of a project on time, or any economic and/or other result.

10.20 A decision to carry out a real estate transaction or any other investment is the User's decision alone. The User must examine the transaction according to the User's circumstances and carry out all the required and appropriate checks before making a binding decision. The Company shall not be responsible for the User's obligations towards any third party, nor for the obligations of any third party towards the User, unless it has expressly and in writing assumed a specific obligation.

10.21 Insofar as the Company refers the User to an external service provider / third party, responsibility for the actions, representations, advice and the entire service provided by that party shall rest with it, in accordance with the terms of engagement with it and in accordance with the provisions of law, and no obligation whatsoever shall apply to the Company, including but not limited to the completion of a project by the set date, the price of the property, achieving a yield, obtaining financing, tax rates and more.

10.22 The information presented on the Website may be general and cannot include or take into account all the personal, financial or legal data of each User. The Company shall not be responsible for decisions and actions taken by the User, including but not limited to signing a document, making an investment, transferring an advance payment and more.

10.23 The Company shall not bear liability for any unauthorized activity or act committed by a User or a third party.

10.24 The Company shall not bear liability for the content of documents that a third party transferred to the User through it merely because the document was transferred through it or was discussed in the course of communication with it.

10.25 Nothing in these Terms shall exclude or limit any liability, right or remedy that cannot be excluded or limited under the law applicable to any of the parties.

11.1 The copyright and intellectual property rights in the content and information created by the Company and presented on the Website are owned by the Company.

11.2 Content and/or information originating from a third party is owned by that party and is presented on the Website by virtue of an appropriate authorization or right of use granted to the Company. The trademarks, photographs, images, content and advertisements of the Company's business partners are the sole property of those advertisers. They may not be used without the advertiser's prior written consent.

11.3 Use of the Website's content and the services presented on it is intended and permitted for private and personal purposes only, and in accordance with these Terms. Users may not use the content of the Website, or permit others to use it, in any other way, including on other websites, in electronic publications, in print publications and the like, for any purpose, whether commercial or non-commercial, that is not for personal and private use, except subject to obtaining the Company's express prior written approval and/or consent.

11.4 It is prohibited to copy, reproduce, distribute, publish, publicly display, sell, rent, trade, translate, modify, adapt, create a derivative work from, or make commercial use of content from the Website, including but not limited to images, videos, graphics, design, logos and marks, tables and databases, ratings and comparisons, indices and methodologies, organized information on projects, developers and agencies, calculators and other tools, software, code and any other content protected by the Company's proprietary rights and/or content protected by the proprietary rights of a third party, whether directly or through or in cooperation with a third party, in any way or by any means, whether electronic, mechanical, optical, photographic or recording means, or by any other means and manner, without obtaining the prior written consent of the Company or of the other rights holders, as the case may be, and subject to the terms of such consent, if given. This provision also applies to any adaptation, editing or translation made by the Company of content entered or provided by Visitors / Users on the Website.

11.5 If and insofar as such consent has been given, one must refrain from removing, deleting or disrupting any notice or mark regarding intellectual property rights, such as the copyright symbol © or trademark symbol ®, accompanying the content used.

11.6 It is prohibited to operate or permit the operation of scraper, spider, crawler, bot or robot software, or any other automated means, for the purpose of systematically scanning, harvesting, copying, collecting or retrieving content or information from the Website, without the Company's prior written approval.

11.7 It is prohibited, without the Company's written authorization, to create a competing database or commercial service based substantially on the systematic collection of the databases of projects, prices, indices, comparisons and any information or content presented on the Website.

11.8 It is prohibited to circumvent technological measures intended to restrict access to content or systems on the Website, and/or to attempt to gain unauthorized access to the Website, or to interfere with its operation.

11.9 The Website may not be used to distribute malicious code, harmful software, spam, impersonation, fraud or unlawful activity. Content from the Website may not be displayed in a manner that creates a false representation that the User, another website or a third party owns the displayed content, owns the Website, or is associated with the Company in any way.

11.10 The Company may demand the removal of the unauthorized use of any content, link, mark or material protected by its rights.

11.11 It is prohibited to operate or permit the operation of any computer application or any other means, including crawlers, robots and the like, for the purpose of searching, scanning, copying or automatically retrieving content from the Website. This includes a prohibition on creating and using such means to create a compilation, collection or database containing content from the Website.

11.12 Content from the Website may not be displayed in any way, including by means of any software, device, accessory or communication protocol that alters its design on the Website or omits any content from it, in particular advertisements and commercial content.

11.13 Content from the Website may not be linked from any website containing pornographic content, content encouraging racism or unlawful discrimination, content that is contrary to law or whose publication is contrary to law, or content encouraging activity contrary to law.

11.14 It is prohibited to link to content from the Website other than the Website's home page ("deep linking"), or to display or publish such content in any other way, unless the deep link is to a web page on the Website in full and as is ("AS IS"), such that it can be viewed and used in a manner completely identical to its use and viewing on the Website. In this context, it is prohibited to link to content from the Website separately from the web pages on which it appears (for example: it is prohibited to link directly to an image or graphic file on the Website rather than to the full page on which it appears). In addition, the exact address of the web page on the Website must appear in the usual place designated for it in the user interface, for example, in the address bar of the User's browser. This address may not be changed, distorted or hidden, and may not be replaced with any other address.

11.15 The Company may demand the removal of any such deep link at its sole discretion, and in such case the User shall have no claim, demand or action against it in this regard.

11.16 The Company shall bear no liability for any damage caused as a result of any link to content from the Website or any display or publication of such content in any other way. Full and sole responsibility for any link, display or publication of the content rests with the person making the link.

11.17 A User who breaches the provisions of these Terms may be exposed to measures and remedies that the Company and/or the rights holders and/or third parties may take, in accordance with the applicable provisions of law.

11.18 A Visitor who breaches the provisions of these Terms shall indemnify the Company, its employees, managers, business partners or anyone acting on its behalf for any damage, loss, loss of profit, payment or expense incurred by them, including attorneys' fees and legal expenses. In addition, the User shall indemnify the Company, its employees, managers or anyone acting on its behalf for any claim, action and/or demand raised against it by any third party as a result of content provided by the User for publication on the Website and as a result of links the User made to the Website, which caused damage.

12.1 Without derogating from the foregoing, the Company may change from time to time the structure of the Website and/or the design of the Website, its content, the tools offered on it, the manner of presenting information, the scope and availability of the services on the Website, and more. In addition, the Company may change any other aspect of the Website, add, restrict or discontinue services, tools or content on the Website, subject to existing undertakings and to the applicable provisions of law, all without prior notice.

12.2 Such changes will be made, inter alia, taking into account the dynamic nature of the Internet and the technological and other changes occurring in it. By their nature, changes of this kind may involve faults and/or cause inconvenience and the like. Visitors to the Website shall have no claim, action and/or demand against the Company in respect of making such changes and/or faults occurring in the course of making them.

12.3 The Website's operation may be affected, inter alia, by maintenance, updates, software or hardware faults, communication faults, hosting and cloud services, third-party services, Internet faults, cyberattacks and other events. The Company may temporarily shut down the Website, or parts of it, for maintenance, upgrading, fault handling or any other operational purpose.

12.4 The Company does not undertake that the Website will be available without interruption, or that the Website's services will not be disrupted, will be provided properly or without interruptions, will be carried out securely and without errors, and will be immune from unauthorized access to the Website's computers or from damage, malfunctions, faults or failures, whether in hardware, software, or in communication lines and systems at the Website or at any of its suppliers.

12.5 The Company shall not be liable for a delay in or non-performance of an obligation arising from an event beyond its control, including but not limited to war, hostilities or terrorism, a state of emergency, natural disaster, fire, flood, epidemic, strike, power outage, communication infrastructure failure, government action, "force majeure", regulatory change or a material failure of a service provider and/or third party and/or any supplier of services to the Company, or a fault at the source provider / third party / service provider.

12.6 The Company may update, correct or remove information found to be incorrect, outdated or unavailable, and it does not undertake to keep on the Website permanently any information and/or content published on the Website in the past.

As of the date of the update of these Terms, the Company does not operate, through the Website, a payment clearing system enabling the purchase of services and payment through the Website.

The Company may in the future enable the purchase of services, digital products or other services through the Website. Insofar as such purchase is enabled, the description of the service, the manner of its provision and the material terms of the transaction will be presented on the Website and/or provided to the User within the framework of the relevant engagement.

14.1 The Company / Website Operator, Ziser Projects Corp, is a company registered in the Republic of Panama.

14.2 The Dubai-index.co.il website is presented, inter alia, in Hebrew and is also addressed to users from Israel, while the main subject of its activity is the real estate market in Dubai and the UAE.

14.3 The Panamanian data protection law, Law 81 of 2019, shall apply to the Company in connection with the retention and security of the privacy of the information provided by the User to the Company.

14.4 Information and details provided by the User with consent through the Website to the Company, for the purpose of their transfer to service providers and/or any third party in Dubai and the UAE, shall be subject to the Israeli Privacy Protection Law, 5741-1981, including Amendment No. 13 thereto, as well as to the law applicable to the party receiving the information as stated, namely the law applicable to the third party and/or service provider in Dubai and/or the law applicable to the third party in the UAE.

14.5 In the event of a dispute between the User and the Company, the laws of the Republic of Panama alone shall apply, and jurisdiction shall be vested in the court in Panama City, as the case may be, and the rules of private international law (conflict of laws) shall not apply.

14.6 In the event of a dispute between the User and third parties and service providers operating in Dubai and the UAE, the law of Dubai and/or the law of the UAE shall apply, as the case may be, and subject to the dispute resolution mechanism set out in the agreement between the parties.

14.7 The Company complies with the provisions of law and respects the copyrights, trademarks and intellectual property rights of third parties, as well as the right of Website users to privacy and to their good name. If you believe that information or content presented on the Website infringes proprietary rights belonging to you, or that content published on the Website is incorrect, infringes rights or requires correction, please contact us using the contact details in the "Contact Us" section at the end of these Terms. The Company will review the inquiry and handle it according to the circumstances of the matter and in accordance with the provisions of law.

15.1 Questions regarding the Website, these Terms and/or the services provided through the Website, as well as inquiries as stated in Section 14.7 above, may be sent by the following means:

Email: Office@Ziserprojects.com

Last updated: September 2026